- Share
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
中文- Language语言IdiomaIdioma日本語한국어عربيةItalianoРусский
Visitors Health Insurance Products that Cover Pre-Existing Conditions for Visitors to United States
Frequently Asked Questions:
- Pre-Existing Conditions
- Acute Onset of Pre-Existing Conditions
- Sudden and Unexpected Recurrence of Pre-Existing Conditions
- Visitors Protect Pre-Existing Conditions Coverage & Exclusions
Due to the high demand for Pre-Existing Condition coverage, the underwriters have extended the coverage provided under many of the plans to allow for coverage under very specific circumstances. They call this coverage either 'Acute Onset of Pre-Existing Conditions' or 'Sudden and Unexpected Recurrence of Pre-Existing Conditions'. There are plans that provide some kind of further limited coverage of pre-existing condition coverage. Please carefully understand what a chosen plan incudes.
*While the acute onset may cover a sudden and unexpected recurrence, the reverse is not true.
Comprehensive Coverage Plans
Patriot America Plus®
Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70.
Safe Travels USA Comprehensive
Covers up to $20,000 for acute onset of pre-existing conditions for persons below age 65 and up to $10,000 for 65-69.
Beacon America
Covers up to $150,000 for policy maximums of $550,000 and over for acute onset of pre-existing conditions for persons below age 70, and $50,000 for all other policy maximums for persons below age 70.
Atlas America®
Covers up to the policy maximum for acute onset of pre-existing conditions for persons below age 80.
Visitors Protect
Covers pre-existing conditions up to $25,000 for ages up to 69 and up to $20,000 for ages 70 and older.
Patriot America Platinum®
Covers up to $1,000,000 for acute onset of pre-existing conditions for U.S. Citizens below age 65 with a Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: Ages 69 and younger up to $1,000,000.
Safe Travels USA Cost Saver
Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition for persons below age 70.
Safe Travels USA
Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition for persons below age 70.
Atlas Premium America
Covers up to policy maximum of acute onset of pre-existing conditions for ages under 80.
Fixed Coverage Plans
Visitors Care®
Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.
Safe Travels Elite
Covers up to policy maximum for persons below age 70, up to $25,000 for 70-79 years, $15,000 for 80+. Subject to further sub-limits, as described in coverage details.
VisitorSecure®
Covers up to the policy maximum or $100,000, whichever is lower, for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More